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Kim Zem
2022-11-15T15:03:29-08:00
Insurance Application, Pigment and Skin Program
"
*
" indicates required fields
Name
*
First
Last
Business Name (DBA)
*
The Business Name on the door.
Have we met?
*
No, I'm new here
Yes, Returning Client
Yes, Re-Quote Please
How would you describe your business?
*
Traditional Tattoo Shop
PMU Related Services and/or Training
Piercing Studio
Beauty, Esthetician, Hair, Nails, Spa Etc.
Independent Tattoo Artist
Independent Piercer
Nomad Tattooer, Conventions Only
Please describe your role
*
Owner/Officer
Co Owner
Partner of Business
W2 Employee
Independent Contractor
CPA/Bookkeeper for the Insured
The Coverage you need:
*
Professional and General Liability
Business Property and Contents
Machines and Valuable items Off Site
Select All
When would you like the policy to start?
*
(Expiration Date, Deadline Date, Renewal Date)
MM slash DD slash YYYY
Email
*
Mobile Phone
*
Business Number
Can we text you?
*
We'd like to keep you informed of the status of your Quote, Renewal, Service Requests, or Claims.
YES! Absolutely!
NO! Please, no.
Type of Entity
*
The type of business entity.
- Select -
Sole Proprietor
Limited Liability Company (LLC)
Corporation (Inc.)
Partnership
Trust
The Formal Entity Name
*
(Full legal business name. Example Tattoo the Zoo, LLC)
FEIN
Not required, but we may need it in the future
Your Birthdate
So we can celebrate with you!
MM
DD
YYYY
Location Address
*
If you don't lease a physical location or you're a traveling artist, please enter a home/mailing address.
Street Address
City
State
- Select State -
Alabama
Alaska
American Samoa
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
District of Columbia
Florida
Georgia
Guam
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Maryland
Massachusetts
Michigan
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York
North Carolina
North Dakota
Northern Mariana Islands
Ohio
Oklahoma
Oregon
Pennsylvania
Puerto Rico
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
U.S. Virgin Islands
Vermont
Virginia
Washington
West Virginia
Wisconsin
Wyoming
Armed Forces Americas
Armed Forces Europe
Armed Forces Pacific
Zipcode
Mailing Address
*
This is the address where you would like to receive mail.
Same as Location Address
Street Address
City
State
- Select State -
Alabama
Alaska
American Samoa
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
District of Columbia
Florida
Georgia
Guam
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Maryland
Massachusetts
Michigan
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York
North Carolina
North Dakota
Northern Mariana Islands
Ohio
Oklahoma
Oregon
Pennsylvania
Puerto Rico
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
U.S. Virgin Islands
Vermont
Virginia
Washington
West Virginia
Wisconsin
Wyoming
Armed Forces Americas
Armed Forces Europe
Armed Forces Pacific
Zipcode
When was your business established?
SELECT
New, Opening soon
1 - 5 Years
5 - 10 Years
10+ ...Feels like an eternity
What is your Business Location(s) Situation?
*
I lease a space/studio. Lease is in my name
Booth, I pay a flat amount each month
1099, Commission Split
Room Share Agreement
I'm 100% booth rental with a flat fee
Health Dept. approved "At Home Studio"
I lease multiple studio locations
W2 Employee, I need my own insurance
I own the Building and Lease it to my Studio
Upload Lease (If Any)
We'll review the insurance requirements, so the landlord is provided everything they need.
Drop files here or
Select files
Max. file size: 10 MB, Max. files: 10.
Primary Services
*
Check all that apply
Traditional Tattooing
Piercing and Body Mods
Pigment Removal, Non Laser
Permanent Makeup using a machine
Microblading, NO Machine
Scalp Micropigmentation
Camouflage*
Microneedling, Microchanneling (ProCell)
None of These
Estimated Revenue for Primary Services
*
Estimate revenue for the next 12 months. ONLY the ACTUAL cost of the Service. Do not include revenue from merch, jewelry, rent, or another source.
Offer Additional Services?
*
Please select all services you currently offer or are considering in the future.
I DO NOT offer additional services
Lash Extensions or Tinting
Esthetician Work, Dermaplaning, Massage, Waxing
Traditional Makeup, Hair, FX Makeup, Nails
Injections, PRP, Fillers, Botox
Laser Technician
Electrolysis
Plasma / Fibroblast
Spray Tanning
Hyaluron Pen / Pressurized Injectables
Teeth Whitening
Medical Director
Estimated Revenue for Additional Services
*
Revenue in the next 12 months. ONLY the ACTUAL cost of the Service. Do not include revenue from merch, jewelry, rent, or another source.
Do you sell Retail, Merch, Supplies?
*
Yes
No
Estimated annual revenue from retail
*
Do you Offer Training or Instruction?
Yes
No
I'm considering it
Types of Training or Instruction
*
None of These
Fundamental PMU Training
Tattoo Apprenticeship
PMU Apprenticeship
Lash Extension Training
Bloodborne Pathogen Training
First Aid
Estimated Gross Revenue for Instruction Services
*
Have you had at least 100 total hours of Fundamental Training?
*
Including test, study, and practice time.
Yes
No
I'm in School, I graduate soon!
Who was your Instructor or School for Fundamental Training
*
Please upload PMU training credentials
IF YOU ARE NEW TO US, please upload your certificate of completion for our records, thank you so much!
Drop files here or
Select files
Max. file size: 10 MB, Max. files: 1.
Business Property / Contents
Do you want coverage for contents at your Business Location?
Decor, Art, Furniture, Antiques, Reference Material, Merchandise and Retail Stock In the case of Fire, Vandalism, Theft?
YES, I lease a location and I want to cover my business contents
NO, I only want General and Professional Liability at this time
MAYBE, I am not sure, can we discuss it?
I understand and agree that I when I select "Liability Only" it is General and Professional Liability for my services, and NOT replacement coverage for my business contents, supplies, machines, income, papers and records etc.
*
Yes, I agree
If you own the building, do you need coverage for it?
*
Yes
No
Building Replacement Cost
We can include the building you own in our quote!
Have you made any "Tenant Improvements"?
*
This includes the floors, lighting, molding, cabinetry, etc. What costs you to improve the space, to make it "Yours". If there is a fire, we want to put it back the way it was.
Yes
No
In the future
Total value of Tenant Improvements
*
To Date, what is the cost of the Improvements YOU have made to your space? We want to put it back the way it was after a loss such as fire, smoke damage etc.
Do you need Tenant Glass Coverage?
*
If you are responsible for the glass breakage or damage, select yes. Glass is not automatically covered; it must be added.
Yes, I am responsible for damages
No, my landlord covers the cost if broken, or I do not need this coverage
Total value of Contents / Business Property
*
How much money would you need to replace your Furniture, Art, Computers, iPads, supplies, stock, merch, appliances, etc? It's okay to overestimate here.
Are you interested in Business Income Including Expense?
*
This coverage is triggered AFTER 72 hours if your location is physically affected and you can not work and earn income.
YES
NO
Business Income Coverage Limit
*
How much income would you need PER MONTH (Maximum of 3 Months) if your location was shut down for more than 72 hours for payroll and expenses?
Do you want Coverage for Equipment and Supplies?
*
Conventions, Education, Guest Spotting, etc.
Yes
No
Value at any given time of Off-Site Equipment
*
Security features. (Check all that apply)
*
Theft coverage may be included, but it is subject to a working central alarm system that's operational, notifies the 1st Responders and active at the time of loss.
None
Central Station Alarm (ADT etc)
Video System, Notifies the 1st Responders
Roll Down or Cage on Door & Windows
Smoke Detector
Fire Extinguisher
Deadbolts on all doors
Interior Fire Spinklers
Other
Name of Central Alarm Company
*
Do you have more than one business location?
*
No
Yes
Looking at Adding, Lets Talk
Square footage of your business
*
The space you lease/responsible for/work in
Year Built
*
- Select -
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
2006
2005
2004
2003
2002
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2000
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1912
1911
1910
1909
1908
1907
1906
1905
1904
1903
1902
1901
1900
Number of stories of the building
*
- Select -
One
Two
Three
Four
Five
Six
Seven
Eight
Nine
Ten or more
Construction Type
*
Frame
Masonry (Concrete or Brick walls with wood frame roof)
Concrete with flat roof
Metal or Steel
Other
Roof Type
*
Composition Shingle
Tile
Metal
Concrete / Flat
Other
Has there been any updates or inspections to the roof, HVAC, plumbing, or electrical?
*
Please enter the Approx Year each was Updated OR Inspected below. Please ask the Property Manager or Landlord if you aren't sure, this information is Critical for Property Coverage.
No
Yes
I don't know
Roof
*
Approximate Year
Plumbing
*
Approximate Year
Electrical
*
Approximate Year
HVAC
*
Approximate Year
Within 5 miles of a coastline or large body of water?
*
NOTE! Wind and Storm Coverage may be Excluded for the Eastern Side of the States. Please apply for flood program coverage to cover your business operations and property!
No
Yes
Do you offer beer or wine to your patrons?
*
No
Yes
Do you comply with all City, County, Health and State Ordinances?
*
This is a condition of our policy
YES
NO
Have you ever had a Health Department Violation?
*
YES
NO
Stay current on Bloodborne Pathogen education?
*
This is a condition of our policy if you are offering Tattooing, Piercing or PMU
YES
NO
Do you obtain a signed release form for each client?
*
This is a condition of our policy
YES
NO
How long do you keep signed forms on file?
*
We encourage cyber safety precautions for digital release forms and privacy precautions with paper forms.
up to 1 Year
1-5 Years
5-10 years, I want them in case I get sued
Do you check, photocopy and keep on file the client's ID?
*
Per your state and county health dept guidelines. This is mandatory in California.
YES
NO
Do you provide "After Care Info" after each procedure?
*
This is a condition of our policy
YES
NO
Do you always keep on file release forms for minors? (If any)
*
YES
NO
I don't work on minors
Are you prepared to handle fainting or nauseated patrons?
*
This is a condition of our policy
YES
NO
Are you 100% single use?
*
YES
NO
Do you always use barriers and cord wraps?
*
This is a condition of our policy
YES
NO
Add Sexual Abuse Misconduct Coverage for $200 per year?
*
$200,000 Sub Limit
Yes
No
Add Assault and Battery Coverage for $200 per year?
*
$100,000 Per Claim $200,000 Aggregate Limit
Yes
No
Add Communicable Disease Coverage for $150 per year?
*
$100,000 Sub Limit
Yes
No
Add Cyber Liability / Data Breach Coverage for $50 per year?
*
$25,000 Sub Limit
Yes
No
Raise the Professional Liability Limit to 1M for $350 per year?
*
$1,000,000 Professional Liability Limit (from the included $500,000)
Yes
No
Do you want Terrorism coverage for a Minimum of $150 per year?
*
Only certified acts are eligible for coverage through TRIA. A certified terrorism event is classified by the Secretary of the Treasury, Secretary of State, or the Attorney General.
YES
NO
Do you want coverage in case they have an accident in their vehicle?
*
Hired and Non-Owned Auto is $350.00 per Year with a $1,000,000 Limit! Business owners are responsible for damages if a crew member gets in an accident while running errands.
YES
NO
Do you manufacture, mix, blend, re-label, or repackage products to sell under your own name?
*
YES
NO
Please describe the products you make or re-label
Does staff use their own cars for bank / supply / food runs?
*
YES
NO
Have you had any claims or losses in the last 5 years?
*
YES
NO
Please describe your claim and it's outcome
*
Who referred you to us?
We have thank you surprises for them!
Which Affiliate Agency did you Apply with?
Select an Agency Below
Aimilios Insurance Agency
Pixels Insurance Agency
Zem Insurance Solutions
Comment Section
Anything you want us to know;
The above information is accurate, true to my knowledge.
*
I affirm and certify that all the information and answers to questions herein are complete, true, and correct to the best of my knowledge and belief. I understand that any misrepresentation, falsification, or omission of any facts called for in the application may render this application void and will be cause for cancellation, whenever discovered.
Yes
Consent
*
Like most insurance agencies, we use use information from you and other sources, such as your driving and claims histories, insurance score, and other factors to calculate an accurate rate for your insurance, set you up for monthly payments (if chosen). New or updated information may be used to calculate your renewal premium.
I Agree
Phone
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