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Get an Insurance Quote

Get an Insurance QuoteKim Zem2022-11-15T15:03:29-08:00

Insurance Application, Pigment and Skin Program

"*" indicates required fields

Name*
The Business Name on the door.
Have we met?*
How would you describe your business?*
Please describe your role*
The Coverage you need:*
(Expiration Date, Deadline Date, Renewal Date)
MM slash DD slash YYYY
Can we text you?*
We'd like to keep you informed of the status of your Quote, Renewal, Service Requests, or Claims.
The type of business entity.
(Full legal business name. Example Tattoo the Zoo, LLC)
Not required, but we may need it in the future
Your Birthdate
So we can celebrate with you!
Location Address*
If you don't lease a physical location or you're a traveling artist, please enter a home/mailing address.
Mailing Address*
This is the address where you would like to receive mail.
What is your Business Location(s) Situation?*
We'll review the insurance requirements, so the landlord is provided everything they need.
Drop files here or
Max. file size: 10 MB, Max. files: 10.
    Primary Services*
    Check all that apply
    Estimate revenue for the next 12 months. ONLY the ACTUAL cost of the Service. Do not include revenue from merch, jewelry, rent, or another source.
    Offer Additional Services?*
    Please select all services you currently offer or are considering in the future.
    Revenue in the next 12 months. ONLY the ACTUAL cost of the Service. Do not include revenue from merch, jewelry, rent, or another source.
    Do you sell Retail, Merch, Supplies?*
    Do you Offer Training or Instruction?
    Types of Training or Instruction*
    Have you had at least 100 total hours of Fundamental Training?*
    Including test, study, and practice time.
    IF YOU ARE NEW TO US, please upload your certificate of completion for our records, thank you so much!
    Drop files here or
    Max. file size: 10 MB, Max. files: 1.

      Business Property / Contents

      Do you want coverage for contents at your Business Location?
      Decor, Art, Furniture, Antiques, Reference Material, Merchandise and Retail Stock In the case of Fire, Vandalism, Theft?
      I understand and agree that I when I select "Liability Only" it is General and Professional Liability for my services, and NOT replacement coverage for my business contents, supplies, machines, income, papers and records etc.*
      If you own the building, do you need coverage for it?*
      We can include the building you own in our quote!
      Have you made any "Tenant Improvements"?*
      This includes the floors, lighting, molding, cabinetry, etc. What costs you to improve the space, to make it "Yours". If there is a fire, we want to put it back the way it was.
      To Date, what is the cost of the Improvements YOU have made to your space? We want to put it back the way it was after a loss such as fire, smoke damage etc.
      Do you need Tenant Glass Coverage?*
      If you are responsible for the glass breakage or damage, select yes. Glass is not automatically covered; it must be added.
      How much money would you need to replace your Furniture, Art, Computers, iPads, supplies, stock, merch, appliances, etc? It's okay to overestimate here.
      Are you interested in Business Income Including Expense?*
      This coverage is triggered AFTER 72 hours if your location is physically affected and you can not work and earn income.
      How much income would you need PER MONTH (Maximum of 3 Months) if your location was shut down for more than 72 hours for payroll and expenses?
      Do you want Coverage for Equipment and Supplies?*
      Conventions, Education, Guest Spotting, etc.
      Security features. (Check all that apply)*
      Theft coverage may be included, but it is subject to a working central alarm system that's operational, notifies the 1st Responders and active at the time of loss.
      Do you have more than one business location?*
      The space you lease/responsible for/work in
      Has there been any updates or inspections to the roof, HVAC, plumbing, or electrical?*
      Please enter the Approx Year each was Updated OR Inspected below. Please ask the Property Manager or Landlord if you aren't sure, this information is Critical for Property Coverage.
      Approximate Year
      Approximate Year
      Approximate Year
      Approximate Year
      Within 5 miles of a coastline or large body of water?*
      NOTE! Wind and Storm Coverage may be Excluded for the Eastern Side of the States. Please apply for flood program coverage to cover your business operations and property!
      Do you offer beer or wine to your patrons?*
      Do you comply with all City, County, Health and State Ordinances?*
      This is a condition of our policy
      Have you ever had a Health Department Violation?*
      Stay current on Bloodborne Pathogen education?*
      This is a condition of our policy if you are offering Tattooing, Piercing or PMU
      Do you obtain a signed release form for each client?*
      This is a condition of our policy
      How long do you keep signed forms on file?*
      We encourage cyber safety precautions for digital release forms and privacy precautions with paper forms.
      Do you check, photocopy and keep on file the client's ID?*
      Per your state and county health dept guidelines. This is mandatory in California.
      Do you provide "After Care Info" after each procedure?*
      This is a condition of our policy
      Do you always keep on file release forms for minors? (If any)*
      Are you prepared to handle fainting or nauseated patrons?*
      This is a condition of our policy
      Are you 100% single use?*
      Do you always use barriers and cord wraps?*
      This is a condition of our policy
      Add Sexual Abuse Misconduct Coverage for $200 per year?*
      $200,000 Sub Limit
      Add Assault and Battery Coverage for $200 per year?*
      $100,000 Per Claim $200,000 Aggregate Limit
      Add Communicable Disease Coverage for $150 per year?*
      $100,000 Sub Limit
      Add Cyber Liability / Data Breach Coverage for $50 per year?*
      $25,000 Sub Limit
      Raise the Professional Liability Limit to 1M for $350 per year?*
      $1,000,000 Professional Liability Limit (from the included $500,000)
      Do you want Terrorism coverage for a Minimum of $150 per year?*
      Only certified acts are eligible for coverage through TRIA. A certified terrorism event is classified by the Secretary of the Treasury, Secretary of State, or the Attorney General.
      Do you want coverage in case they have an accident in their vehicle?*
      Hired and Non-Owned Auto is $350.00 per Year with a $1,000,000 Limit! Business owners are responsible for damages if a crew member gets in an accident while running errands.
      Do you manufacture, mix, blend, re-label, or repackage products to sell under your own name?*
      Does staff use their own cars for bank / supply / food runs?*
      Have you had any claims or losses in the last 5 years?*
      We have thank you surprises for them!
      Anything you want us to know;
      The above information is accurate, true to my knowledge.*
      I affirm and certify that all the information and answers to questions herein are complete, true, and correct to the best of my knowledge and belief. I understand that any misrepresentation, falsification, or omission of any facts called for in the application may render this application void and will be cause for cancellation, whenever discovered.
      Consent*
      Like most insurance agencies, we use use information from you and other sources, such as your driving and claims histories, insurance score, and other factors to calculate an accurate rate for your insurance, set you up for monthly payments (if chosen). New or updated information may be used to calculate your renewal premium.
      This field is for validation purposes and should be left unchanged.
      Pigment and Skin by Zem Insurance Logo
      Start Quote

      Contact Us

      Zem Insurance
      500 La Terraza Blvd
      Suite 150,
      Escondido, California 92025
      Phone: 888-210-9641
      Fax: 888-210-9642
      Email: info@zeminsurance.com

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